Novated Lease for Government Employees (Save $1000's)

Find out how much you could save on vehicle costs with a novated lease as a government employee.

Written byBevan GuestReviewed bySean Callery

Novated lease benefits for government employees

Vehicle can be used 100% for personal use.
Finance a new or used car.
Bulk discounts on regular vehicle prices.
GST saving of up to $6,334 on car purchase (plus accessories and add-ons).
Use your pre-tax salary for the lease payments so you save in tax – this is known as salary sacrificing your car.
Bundle car-running costs (fuel/electricity, insurance, registration, servicing, tyres) into your pre-tax repayments.
Save GST on car running costs.
EVs are exempt from fringe benefits tax.
The lease can be transferred to a new employer if you move job.
Flexibility at the end of the lease term

Potential savings for government employees with a novated lease

The ability to pay for a vehicle through a novated lease is a big benefit of being employed in the public sector. It means your salary can go a lot further.

The example calculations assume a 5-year lease/finance term, a driver based in NSW with an annual pre-tax salary of $100,000, a car loan interest rate of 7.2% p.a, car running costs based on 15,000km driven per year. Car running costs include electricity, rego/CTP, insurance, servicing and tyres.

Find a great deal

FBT exemption for EVs

Novated leases for zero or low emission vehicles are increasingly popular for employees of government departments due to the generous fringe benefits tax (FBT) exemption that applies.

This means there is NO FBT to be paid by you or your employer. If this is something you’re interested in, you can view a full list of the vehicles that are eligible for the FBT exemption.

How Novated lease Australia can help government employees

We may be able to help you get a great deal on your novated lease, even if your department or organisation has an existing salary packaging provider.

Our expert team works with you to give you a competitive quote for a self-managed novated lease based on your needs.

We can help many government employees at federal level and across state, territory and local governments in the ACT, New South Wales, Northern Territory, South Australia, Tasmania, Victoria and Western Australia.

"The other companies were quite satisfied in quoting excessive costs and simply failed to follow up in a prompt manner, if at all. NLA, Eddie and their support team have been excellent to deal with and all in all I have had a very easy and painless introduction to novate leasing. I have no hesitation in recommending NLA and Eddie." - Chris Kalmar

Here's what we can do for you

Securing Finance and Sourcing Cars: Calculating the novated lease finance costs, shopping around for lease finance among multiple specialist lenders, and helping you find a car by leveraging our relationships with dealerships to negotiate the price.
Initial Education: Explaining to you the benefits of a novated lease, helping you to maximise your tax benefits, including advising on FBT exemptions (e.g. for electric vehicles) and advising you on estimates only for your running costs.
Set-Up Support: Guiding you from the initial quote through to settlement of your lease, as well as providing the final signed novation and lease agreements to you to provide to your salary packager.
Handling Novation & Lease Agreements: Preparing the novated lease documentation for you and your employer's salary packaging provider to arrange signing. In most cases, though, you will need to source the Salary Packager’s agreements or documents directly from them to complete them yourself.