Novated Leasing for Australian Defence Force (ADF) members

Enter a vehicle price below to receive a free quote and see how much you can save.

We help ADF members, both military (including the Royal Australian Army, the Royal Australian Airforce and the Royal Australian Navy) and APS, get a great deal on a novated lease, even if your employer has an existing salary packaging provider.

How can a novated lease benefit ADF members?

  • The vehicle can be used 100% for personal use.
  • You can novate a new or second-hand vehicle.
  • Save up to $6,191 right away with a GST discount on the purchase price.
  • Pay for the lease using your before-tax salary (salary sacrifice your car), meaning much lower tax payments.
  • Bundle car-related expenses (insurance, registration, fuel/electricity, servicing, and tyres) into your pre-tax repayments.
  • Enjoy a GST saving on eligible recurring expenses as well.
  • If you purchase an eligible electric or plug-in hybrid vehicle, the lease will be exempt from fringe benefits tax.
  • Your lease can be transferred to a new employer if you change jobs.
  • Choose from various options to suit your requirements when the lease term ends.
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How much can ADF members save with a novated lease?

Regardless of your salary level, the tax savings for ADF members with a novated lease can be significant.

Let's look at a hypothetical example where a member of Defence buys a Tesla Model 3 RWD with a purchase price of $66,100.

As you can see, the potential savings over a 5-year lease with running costs included are massive.

The calculation assumes a driver in NSW with an annual pre-tax salary of $120,000, a car loan interest rate of 7.5% p.a. and car running costs (insurance, registration, servicing and tyres) based on 15,000kms annually. The vehicle is eligible for the FBT exemption for zero and low emission vehicles.

Electric vehicle novated lease fringe benefits tax saving example compared to car loan and buying car outright
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How Novated Lease Australia can help ADF members

We have experience helping ADF, both military and APS, maximise their savings by working to provide you with a competitive quote.

We may be able to do this for you even if your employer already has a salary packaging provider in place.

This is known as a self-managed novated lease and offer the same benefits to employees.

people

"The other companies were quite satisfied in quoting excessive costs and simply failed to follow up in a prompt manner, if at all. NLA, Eddie and their support team have been excellent to deal with and all in all I have had a very easy and painless introduction to novate leasing. I have no hesitation in recommending NLA and Eddie." - Chris Kalmar

Here's what we can do for you

  • We'll help you find and purchase a vehicle, while using our fleet purchasing power to secure a discount on the regular price.
  • We'll find and negotiate the best novated lease deal we can from a broad selection of providers.
  • We work out your car-running costs based on your estimated vehicle usage and incorporate them into your lease budget.
  • We'll manage all the admin and coordinate with your employer and salary sacrificing provider to ensure your lease is set up to maximum tax savings.
  • We'll guide you through the process from start to finish, including at the end of the lease when it's time to decide whether to renew the lease or pay it out.
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Other Department of Defence agencies we can help

  • AAF Company (Trustee of Army Amenities Fund and Messes Trust Fund)
  • Army and Air Force Canteen Service
  • Australian Military Forces Relief Trust Fund
  • Australian Signals Directorate
  • Australian Strategic Policy Institute Limited
  • Defence Housing Australia
  • RAAF Welfare Recreational Company
  • Royal Australian Air Force Veterans' Residences Trust Fund
  • Royal Australian Air Force Welfare Trust Fund
  • Royal Australian Navy Central Canteens Board (Royal Australian Navy Central Canteens Fund)
  • Royal Australian Navy Relief Trust Fund

Written by

Bevan Guest - NLA CEO

CEO

Bevan Guest

Reviewed by

Sean Callery Editor Novated Lease Australia

Editor

Sean Callery

NovatedLeaseAustralia.com.au
Our Office Locations

NSW

Level 3, 201 Miller St, North Sydney, NSW, 2060, Australia

VIC

Suite 3, Level 2, 1 Taylor Street, Moorabbin, VIC, 3189 Australia

Company

Novated Lease Australia Pty Ltd

ABN: 69 659 639 004

ACN: 659 639 004

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